Park National Bank

Online Account Access

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Products and Services

• Checking
• Savings/Money Markets/CDs
• Treasury Management
• Business Loans and Lines of Credit
• Real Estate Loans

• Personal
• Business
• Commercial Real Estate
• Wealth Management

Business Checking

Whether you’re a home-based business or a growing enterprise with locations around the country, we have a business checking account solution that can meet your needs. To learn more about the products and services listed below, contact us at 866-PARKNAT (727-5628).

Free Business Checking

Free Business Checking is ideal for small businesses, professional practices and sole proprietorships looking for an account with few restrictions.

• No minimum balance requirement
• No monthly service charge
• Up to 200 FREE transactions per month (maximum of $10,000 per month in cash deposits)
• FREE Visa® Check Card – earn BankRewards® points – 1 point for every $1 in net signature purchases
• FREE online banking and bill payment
• FREE online statements
• Unlimited use of Park National ATMs

Unlimited Business Checking

Unlimited Business Checking is ideal for high transacting small businesses, professional practices and sole proprietorships.

• Unlimited number of FREE transactions (maximum of $10,000 per month in cash deposits)
• FREE Visa® Check Card – earn BankRewards® points – 1 point for every $1 in net signature purchases
• FREE online banking and bill payment
• FREE online statements
• Unlimited use of Park National ATMs
• No monthly service charge with $3,000 minimum daily account balance or $25,000 minimum daily combined deposit balances in business or personal accounts. Otherwise a $15 monthly service charge applies.

Interest Business Checking

Sole proprietors and non-profit organizations can earn interest on their checking balances with our Interest Business Checking account.

• Unlimited number of FREE transactions (maximum of $10,000 per month in cash deposits).
• FREE Visa® Check Card – earn BankRewards® points – 1 point for every $1 in net signature purchases
• FREE online banking and bill payment
• FREE online statements
• Unlimited use of Park National ATMs
• No monthly service charge with $5,000 minimum daily account balance or $25,000 minimum daily combined deposit balances in business or personal accounts. Otherwise a $15 monthly service charge applies.

Business Analysis Checking

Business Analysis Checking Account service charges are based on account analysis. Please see our business services brochure for a list of service charges which may be applicable to your Business Analysis Checking Account. Our bank also applies an earnings credit to Business Analysis Checking Account balances for the purpose of reducing or completely offsetting the monthly service charges listed in the brochure.

The earnings credit rate is determined monthly based on Park National Bank’s assessment of market rates. The earnings credit rate is applied to the average collected balance in the account, less 10.00% of the balance for the reserve requirement.

Business accounts with a negative average available balance are assessed a charge equal to the negative average uncollected balance times the earnings credit rate.

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