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Checking

We offer many different checking accounts geared toward a variety of needs. Every Park National checking account comes with these great benefits!

  • NO ATM fees for any account, plus reimbursement for other banks' ATM fees with Value and Market Rate Checking1
  • FREE BankRewards® Visa® Check Card
  • Earn 1 point for every $2 in net signature transactions
  • FREE Online Banking and Bill Payment
  • FREE 24/7 Bank by Phone
  • UNLIMITED check writing
  • Exceptional service from your neighborhood bank

No matter what you are looking for, we are sure there is an account that is perfect for you!

Free Checking

This basic checking account is perfect for the individual who maintains a lower balance. The features are as follows:

  • No monthly service charge
  • No minimum balance requirements
  • No ATM fees
  • Free check safekeeping
Value Checking

Designed for individuals who keep more than $500 in their accounts and want to earn interest on their balances. The features are as follows:

  • No ATM fees and reimbursement for other banks' ATM fees
  • Free check imaging
  • First order checks free2
  • One free NSF waiver annually
  • Free cashiers' checks
  • One year free safe deposit box3
  • Extras for Seniors age 60+
  • No monthly service charge
  • Free checks for life2

Requirement to avoid monthly service charge:

  • Daily minimum balance of $500 or combined deposits of $10,000; otherwise $10 per month

Market Rate Checking

Designed for individuals who maintain higher checking balances and want to earn higher interest rates on their liquid funds. The features are as follows:

  • Seven interest rate tiers with higher rates for higher balances
  • $0.01-999.99
  • $1,000-9,999.99
  • $10,000-24,999.99
  • $25,000-$49,999.99
  • $50,000-$74,999.99
  • $75,000-99,999.99
  • $100,000+
  • No ATM fees and reimbursement for other banks' ATM fees
  • Free check imaging
  • Free checks for life2
  • One free NSF waiver annually
  • Free cashiers' checks
  • One year free safe deposit box3

Requirement to avoid monthly service charge:

  • Daily minimum balance of $10,000 or combined deposits of $25,000; otherwise $25 per month

Minimum deposit to open any account is $100.

1 International Service Assessment fees may apply for international transactions.

2 Basic safety check pattern

3 3"x5" box or smaller. Setup fee and first year rent waived. Safe Deposit boxes may not be available at all locations.