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Savings, Money Markets & CDs

Financial Solutions to Help Build Your Future

Making the right financial decisions today can make possible the life you want for tomorrow. At Park National Bank we have a variety of ways to get you from here to there. To learn more contact us at 866-PARKNAT (727-5628).

Savings Accounts

For a low minimum balance, our Statement and Passbook Savings accounts let you earn interest on your balances.

  • Accounts may be opened with a deposit of $100.
  • If the minimum balance requirement of $300 is met, there is no service charge. Otherwise, a quarterly service charge of $15 applies.
  • For Statement Savings Accounts, the account holder is entitled to request a VISA® Check Card (as long as the account holder has a checking account as the Card's primary account).
  • For Passbook Savings Accounts, transactions are recorded directly into the Passbook when presented at the bank.
Advantage Money Market Account

Pays you a higher interest rate for higher balances, and offers limited check writing privileges.

  • Account may be opened with a deposit of $100 or more.
  • There is no monthly service charge.
  • This account is a tiered-rate account. Interest will be paid based upon the ending daily balance. The following are the tier level balances:
  • $0.01-$9,999.99: interest rate paid on the account may change weekly at the bank’s discretion.
  • $10,000-$49,999.99: interest rate paid on the account equals the 91 Day Treasury Bill minus 1%, and may change weekly.
  • $50,000+: interest rate paid on the account equals the 91 Day Treasury Bill, and may change weekly.
  • The account holder is entitled to request a VISA® Check Card (as long as the account holder has a checking account as the Card's primary account). All proprietary and non-proprietary transactions are at no charge.

To open an Advantage Money Market Account, it is required that the account holder also maintain a checking account with the bank.

Certificates of Deposit

Certificates of Deposit offer a reliable way to grow your savings and/or retirement funds with a fixed, guaranteed rate of return and a variety of terms to fit your needs.

We offer a variety of terms for our Regular Certificates of Deposit, ranging from one month to three years. All regular Certificates of Deposit may be opened with a minimum deposit of $1,000 and earn interest on the entire balance.

Jumbo Certificates of Deposit are perfect for the account holder interested in investing a large amount of money and earning a higher rate of interest. Terms for Jumbo Certificates range from one month to one year. Jumbo Certificates may be opened with a deposit of $100,000 or more.

Individual Retirement Accounts

An IRA with Park National Bank will help take you into the future safely and securely. We offer a variety of options to accommodate specific types of Individual Retirement Accounts. Account options include our Advantage Money Market Account and Certificates of Deposit, including Jumbo certificates. There are no monthly service charges associated with these IRA accounts. We can also assist you with transferring an IRA account from another financial institution.